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Terms Of Use
Effective Date: 10/2/2025
Last Updated: 10/2/2025
Welcome to Study With Ray (โwe,โ โour,โ or โusโ). By accessing or using our website, courses, or services, you (โyouโ or โthe userโ) agree to be bound by these Terms of Use (โTermsโ). If you do not agree, please do not use our services.
1. Eligibility
Our courses are intended for individuals preparing for the ASWB exam. By using our services, you confirm that you are at least 18 years old and capable of entering into a binding contract.
2. Account Registration
- You must create an account to access paid courses.
- You agree to provide accurate and complete information when registering.
- You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.
3. Payments and Refunds
- Payment is required to access paid courses.
- Payments are processed through trusted third-party processors (e.g., Stripe, PayPal).
- All sales are final. There are no refunds for any portion of your purchase.
- You agree not to dispute charges without first contacting us to resolve the issue.
4. Course Access and Use
- Your purchase grants you a limited, non-transferable, non-exclusive license to access and use the course materials for personal study purposes only.
- You may not share, resell, reproduce, or distribute course content without our prior written permission.
- We reserve the right to suspend or terminate your account if you violate these Terms.
5. Intellectual Property
- All course materials, videos, text, graphics, and other content are owned by Study With Ray or licensed to us.
- Unauthorized use, reproduction, or distribution of our content is strictly prohibited and may result in legal action.
- The material will not be manipulated, created into a physical version, etc. without the written consent of Rayshawn Ledet, the creator.
6. No Guarantee of Exam Results
Our courses are designed to help you prepare for the ASWB exam, but we do not guarantee that completing our program will result in passing the exam.
7. Disclaimer of Warranties
- Our website and services are provided โas isโ and โas available.โ
- We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
- We do not guarantee uninterrupted or error-free service.
8. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.
- Our total liability for any claim shall not exceed the amount you paid for the course giving rise to the claim.
9. Termination
We may suspend or terminate your account and access to our services at any time, without notice, if you violate these Terms or misuse our platform.
10. Governing Law
These Terms are governed by the laws of the State of New Jersey, without regard to its conflict of law principles.
11. Changes to These Terms
We may update these Terms from time to time. Any changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of the revised Terms.
12. Contact Us
If you have any questions about these Terms, please contact us here.